Review your Medicare options
To the Editor:
With Medicare’s open enrollment period again taking place earlier this year, it is good to remember that this is the one time each year when all people with Medicare can make changes to their coverage.
The Medicare open enrollment period began on October 15th and people with Medicare have until December 7 to add, drop or change prescription drug and health care plans for 2013. It is a good idea for Mainers in Medicare to review their options each year during open enrollment.
People with Medicare can use the Medicare Plan Finder at www.medicare.gov/find-a-plan to research prescription drug and health plans that will be available in 2013. After reviewing available plans, there are a few things to consider that can help you make the decision.
Costs, including the monthly premium, the annual deductible and cost-sharing; coverage for the doctors and pharmacies included in the plan and the prescription drugs and other services you need; and, Quality Ratings, which are provided for most Medicare Advantage and Part D plans. These ratings are based on the quality of care and the customer service each plan provides.
You can make changes to get the health insurance benefits and drug coverage that fit you best. You don’t have to make any changes if you don’t need or want to, but this is the time to evaluate your options and pick the plan that works best for you. Making a smart decision now can help you get the care you need in 2013.
AARP Executive Council volunteer